Financing Built Around You
Four loan products, transparent rates, fast decisions, zero hidden fees.
Choose Your Loan Type
Four products, one application platform
Personal Loan
8.5% p.a.Cover personal expenses, education, travel, or consolidate debt with competitive rates.
- ✓No collateral required
- ✓Fast approval (48h)
- ✓Flexible repayment
- ✓Early payoff allowed
Business Loan
7.2% p.a.Fund expansion, working capital, equipment, or new hires with tailored business financing.
- ✓Business credit considered
- ✓Grace period available
- ✓Revolving credit option
- ✓Dedicated advisor
Mortgage Loan
5.9% p.a.Purchase or refinance property with our low-rate mortgage solutions.
- ✓Low down payment options
- ✓Fixed & variable rates
- ✓Property valuation included
- ✓Insurance bundling
Emergency Loan
9.9% p.a.Same-day approval for urgent needs — medical, repairs, or unexpected expenses.
- ✓Same-day decision
- ✓Disbursement in 24h
- ✓Minimal documentation
- ✓No prepayment penalty
Rates at a Glance
Transparent pricing, no surprises
| Loan Type | Rate | Min Amount | Max Amount | Min Term | Max Term | Decision |
|---|---|---|---|---|---|---|
| Personal | 8.5% p.a. | $5,000 | $500,000 | 6 mo | 60 mo | 48 hours |
| Business | 7.2% p.a. | $10,000 | $2,000,000 | 12 mo | 60 mo | 3 days |
| Mortgage | 5.9% p.a. | $50,000 | $5,000,000 | 12 mo | 60 mo | 5 days |
| Emergency | 9.9% p.a. | $1,000 | $50,000 | 3 mo | 24 mo | Same day |
Loan Calculator
Adjust the sliders and see your repayment plan instantly
Eligibility Requirements
Simple criteria, broad access
Valid ID
Government-issued national ID, passport, or driver's license
Proof of Income
Payslips, bank statements, or business financials (last 3 months)
Age 18+
Applicants must be at least 18 years old
Residency
Residents of supported countries — we cover 40+ nations
Active Account
Verified DST Global account with completed KYC
Income Threshold
Minimum $500/mo personal; $2,000/mo for business loans
How It Works
Five steps from application to funds
Choose & Calculate
Select your loan type, set your amount, preview your repayment schedule.
Fill Application
Complete personal or business details in our secure 5-step form.
Upload Documents
Submit your ID and income proof — JPG, PNG, or PDF accepted.
Get a Decision
Our team reviews within 48 hours and notifies you by email.
Receive Funds
Approved? Funds disbursed to your account within 24 hours.
Ready to Apply?
Takes less than 10 minutes. No credit check required to start.